Freedom From Credit Cards

Do you want your financial freedom back? What's the biggest obstacle standing between you and that goal?

For many of our clients, credit card debt is what stands between them and financial freedom. To make matters worse, many people believe the credit card debt cannot be eliminated in a bankruptcy, often because they have been told so by the credit card companies themselves.

Attorney Michael J. Logan, LTD., based out of Springfield, Illinois, can help you see how bankruptcy can help you with your credit card debt. We can do that because attorney Michael J. Logan has more than 35 years of experience as a lawyer. As a result, we have the experienced legal judgment you need to apply the general bankruptcy laws to your specific situation.

Chapter 7 Or Chapter 13?

When eliminating credit card debt, our clients choose either Chapter 7 or Chapter 13. In a Chapter 7, all of the credit card debt is simply wiped out, generally speaking.

A Chapter 13 bankruptcy means you pay back a portion of your debt over the course of a certain number of years (normally three to five). After that period of time, whatever remains of your credit card debt is eliminated.

Our firm takes a personalized approach to bankruptcy cases that particularly lends itself to helping you determine whether a Chapter 7 or a Chapter 13 case is best suited to your circumstances. As a team, we work with you so we understand your facts well enough to help you choose wisely from your legal options.

Further, whereas many debt consolidation programs involve private companies of dubious reputation, a bankruptcy case is carried out under the authority of the federal government. You will know your case is being watched by a United States Trustee, not just someone you have never met who is working for a company you have never heard of.

Contact Us Today

Reach out to us to learn more about how we can help you. Call us at 866-258-6719 or email us.